Punjab National Bank — LUDHIANA MILLER GANJ, DISTT. L Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab National Bank |
|---|---|
| Branch Name | LUDHIANA MILLER GANJ, DISTT. L |
| IFSC Code | PUNB0029800 |
| MICR Code | 141024023 |
| SWIFT Code | N/A |
| Address | MILLER GANJ |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use PUNB0029800 for Money Transfers
The IFSC code PUNB0029800 is specifically assigned to the LUDHIANA MILLER GANJ, DISTT. L branch of Punjab National Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PUNB0029800 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PUNB0029800 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PUNB0029800 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab National Bank LUDHIANA MILLER GANJ, DISTT. L Branch
The LUDHIANA MILLER GANJ, DISTT. L branch of Punjab National Bank is situated in LUDHIANA, PUNJAB. The branch address is MILLER GANJ. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code PUNB0029800 when making any online fund transfer to an account held at this branch.
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