Punjab & Sind Bank — BHAMIAN KHURD Branch

How to Use PSIB0021342 for Money Transfers

The IFSC code PSIB0021342 is specifically assigned to the BHAMIAN KHURD branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0021342 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021342 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021342 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab & Sind Bank BHAMIAN KHURD Branch

The BHAMIAN KHURD branch of Punjab & Sind Bank is situated in LUDHIANA, PUNJAB. The branch address is VILL.BHAMIAN KHURD,TAJ PUR ROAD,P.O.MUNDIAN KALAN,TEHSIL AND DISTT.LUDHIANA 141015,PUNJAB. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918146375622. Always use the IFSC code PSIB0021342 when making any online fund transfer to an account held at this branch.