Punjab & Sind Bank — PAYAL Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | PAYAL |
| IFSC Code | PSIB0021341 |
| MICR Code | 141023211 |
| SWIFT Code | N/A |
| Address | NEAR BUS STAND,PAYAL,TOWN PAYAL,DISTT.LUDHIANA 141119,PUNJAB |
| City | LUDHIANA |
| District | PAYAL |
| State | PUNJAB |
| Contact Number | +918284893368 |
How to Use PSIB0021341 for Money Transfers
The IFSC code PSIB0021341 is specifically assigned to the PAYAL branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0021341 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021341 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021341 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank PAYAL Branch
The PAYAL branch of Punjab & Sind Bank is situated in LUDHIANA, PUNJAB. The branch address is NEAR BUS STAND,PAYAL,TOWN PAYAL,DISTT.LUDHIANA 141119,PUNJAB. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918284893368. Always use the IFSC code PSIB0021341 when making any online fund transfer to an account held at this branch.
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