Punjab & Sind Bank — PHAGWARA HSP ROAD Branch

How to Use PSIB0021222 for Money Transfers

The IFSC code PSIB0021222 is specifically assigned to the PHAGWARA HSP ROAD branch of Punjab & Sind Bank located in KAPURTHALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0021222 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021222 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021222 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab & Sind Bank PHAGWARA HSP ROAD Branch

The PHAGWARA HSP ROAD branch of Punjab & Sind Bank is situated in KAPURTHALA, PUNJAB. The branch address is ESS PEE HEIGHTS COMPLEX HOSHIARPUR ROAD PHAGWARA DISTT KAPURTHALA PB 144401. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91503718. Always use the IFSC code PSIB0021222 when making any online fund transfer to an account held at this branch.