Punjab & Sind Bank — RAMGARH Branch

HAZARIBAG, JHARKHAND

IFSC Code PSIB0021175
MICR Code 829023002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab & Sind Bank
Branch Name RAMGARH
IFSC Code PSIB0021175
MICR Code 829023002
SWIFT Code N/A
Address RAMGARH BLOCK NEAR DC OFFICE RAMGARH JHARKHAND 829122
City HAZARIBAG
District RAMGARH
State JHARKHAND
Contact Number +916512203593

How to Use PSIB0021175 for Money Transfers

The IFSC code PSIB0021175 is specifically assigned to the RAMGARH branch of Punjab & Sind Bank located in HAZARIBAG, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0021175 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021175 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021175 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab & Sind Bank RAMGARH Branch

The RAMGARH branch of Punjab & Sind Bank is situated in HAZARIBAG, JHARKHAND. The branch address is RAMGARH BLOCK NEAR DC OFFICE RAMGARH JHARKHAND 829122. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916512203593. Always use the IFSC code PSIB0021175 when making any online fund transfer to an account held at this branch.

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