Punjab & Sind Bank — KHAIRABAD Branch
RUPNAGAR, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | KHAIRABAD |
| IFSC Code | PSIB0021123 |
| MICR Code | 140023010 |
| SWIFT Code | N/A |
| Address | VILL KHAIRABAD POST KHURD TEH AND DISTT ROPAR PUNJAB140001 |
| City | RUPNAGAR |
| District | KHIZRABAD |
| State | PUNJAB |
| Contact Number | +918295410967 |
How to Use PSIB0021123 for Money Transfers
The IFSC code PSIB0021123 is specifically assigned to the KHAIRABAD branch of Punjab & Sind Bank located in RUPNAGAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0021123 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021123 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021123 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank KHAIRABAD Branch
The KHAIRABAD branch of Punjab & Sind Bank is situated in RUPNAGAR, PUNJAB. The branch address is VILL KHAIRABAD POST KHURD TEH AND DISTT ROPAR PUNJAB140001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918295410967. Always use the IFSC code PSIB0021123 when making any online fund transfer to an account held at this branch.
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