Punjab & Sind Bank — VILLAGE MANDIANI Branch

LUDHIANA, PUNJAB

IFSC Code PSIB0021046
MICR Code 142023054

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab & Sind Bank
Branch Name VILLAGE MANDIANI
IFSC Code PSIB0021046
MICR Code 142023054
SWIFT Code N/A
Address VILLAGE MANDIANI TEHSIL MULLANPUR DISTT LUDHIANA PUNJAB 141101
City LUDHIANA
District MALLAH
State PUNJAB
Contact Number +911624271007

How to Use PSIB0021046 for Money Transfers

The IFSC code PSIB0021046 is specifically assigned to the VILLAGE MANDIANI branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0021046 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021046 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021046 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab & Sind Bank VILLAGE MANDIANI Branch

The VILLAGE MANDIANI branch of Punjab & Sind Bank is situated in LUDHIANA, PUNJAB. The branch address is VILLAGE MANDIANI TEHSIL MULLANPUR DISTT LUDHIANA PUNJAB 141101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911624271007. Always use the IFSC code PSIB0021046 when making any online fund transfer to an account held at this branch.

← View all Punjab & Sind Bank branches