Punjab & Sind Bank — BALBERA Branch

How to Use PSIB0020986 for Money Transfers

The IFSC code PSIB0020986 is specifically assigned to the BALBERA branch of Punjab & Sind Bank located in PATIALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0020986 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0020986 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0020986 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab & Sind Bank BALBERA Branch

The BALBERA branch of Punjab & Sind Bank is situated in PATIALA, PUNJAB. The branch address is VPO BALBERA CHEEKA ROAD BALBERA MANDI TEHSIL AND DISTT PATIALA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911752640044. Always use the IFSC code PSIB0020986 when making any online fund transfer to an account held at this branch.