Punjab & Sind Bank — RANCHI RATU ROAD Branch

How to Use PSIB0000795 for Money Transfers

The IFSC code PSIB0000795 is specifically assigned to the RANCHI RATU ROAD branch of Punjab & Sind Bank located in RANCHI, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0000795 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000795 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000795 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab & Sind Bank RANCHI RATU ROAD Branch

The RANCHI RATU ROAD branch of Punjab & Sind Bank is situated in RANCHI, JHARKHAND. The branch address is GURU NANAK BAL MANDIR SRI KRISHNA COLONY RATU ROAD RANCHI JHARKHAND 834005. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916572434569. Always use the IFSC code PSIB0000795 when making any online fund transfer to an account held at this branch.