Punjab & Sind Bank — JAMMU DIGIANA Branch

How to Use PSIB0000730 for Money Transfers

The IFSC code PSIB0000730 is specifically assigned to the JAMMU DIGIANA branch of Punjab & Sind Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0000730 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000730 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000730 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Punjab & Sind Bank JAMMU DIGIANA Branch

The JAMMU DIGIANA branch of Punjab & Sind Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is SRI SANT MELA SINGH TECHNICAL ASHRAM DIGIANA JAMMU JAMMU AND KASHMIR 180001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917347044939. Always use the IFSC code PSIB0000730 when making any online fund transfer to an account held at this branch.