Punjab & Sind Bank — LUDHIANA MODEL TOWN Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | LUDHIANA MODEL TOWN |
| IFSC Code | PSIB0000293 |
| MICR Code | 141023013 |
| SWIFT Code | N/A |
| Address | MODEL TOWN LUDHIANA |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | +911615068052 |
How to Use PSIB0000293 for Money Transfers
The IFSC code PSIB0000293 is specifically assigned to the LUDHIANA MODEL TOWN branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0000293 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000293 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000293 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank LUDHIANA MODEL TOWN Branch
The LUDHIANA MODEL TOWN branch of Punjab & Sind Bank is situated in LUDHIANA, PUNJAB. The branch address is MODEL TOWN LUDHIANA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911615068052. Always use the IFSC code PSIB0000293 when making any online fund transfer to an account held at this branch.
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