Punjab & Sind Bank — GHARSHANKAR Branch

HOSHIARPUR, PUNJAB

IFSC Code PSIB0000276
MICR Code 144023651

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab & Sind Bank
Branch Name GHARSHANKAR
IFSC Code PSIB0000276
MICR Code 144023651
SWIFT Code N/A
Address VILLAGE AND POST OFFICE GARHSHANKAR DISTT HOSHIARPUR 144884
City HOSHIARPUR
District HOSHIARPUR
State PUNJAB
Contact Number +911884282349

How to Use PSIB0000276 for Money Transfers

The IFSC code PSIB0000276 is specifically assigned to the GHARSHANKAR branch of Punjab & Sind Bank located in HOSHIARPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0000276 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000276 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000276 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab & Sind Bank GHARSHANKAR Branch

The GHARSHANKAR branch of Punjab & Sind Bank is situated in HOSHIARPUR, PUNJAB. The branch address is VILLAGE AND POST OFFICE GARHSHANKAR DISTT HOSHIARPUR 144884. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911884282349. Always use the IFSC code PSIB0000276 when making any online fund transfer to an account held at this branch.

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