Punjab & Sind Bank — THE RIDGE, SHIMLA Branch
SIMLA, HIMACHAL PRADESH
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | THE RIDGE, SHIMLA |
| IFSC Code | PSIB0000171 |
| MICR Code | 171023002 |
| SWIFT Code | N/A |
| Address | RITZ BUILDING,RIDGE,THE MALL, SHIMLA |
| City | SIMLA |
| District | SIMLA |
| State | HIMACHAL PRADESH |
| Contact Number | 2658353 |
How to Use PSIB0000171 for Money Transfers
The IFSC code PSIB0000171 is specifically assigned to the THE RIDGE, SHIMLA branch of Punjab & Sind Bank located in SIMLA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0000171 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000171 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000171 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank THE RIDGE, SHIMLA Branch
The THE RIDGE, SHIMLA branch of Punjab & Sind Bank is situated in SIMLA, HIMACHAL PRADESH. The branch address is RITZ BUILDING,RIDGE,THE MALL, SHIMLA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2658353. Always use the IFSC code PSIB0000171 when making any online fund transfer to an account held at this branch.
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