Punjab & Sind Bank — CIVIL LINES Branch

AMRITSAR, PUNJAB

IFSC Code PSIB0000102
MICR Code 143023006

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab & Sind Bank
Branch Name CIVIL LINES
IFSC Code PSIB0000102
MICR Code 143023006
SWIFT Code N/A
Address 12-LAWRENCE ROAD, CIVIL LINES AMRITSAR-143001
City AMRITSAR
District AMRITSAR
State PUNJAB
Contact Number +911832221675

How to Use PSIB0000102 for Money Transfers

The IFSC code PSIB0000102 is specifically assigned to the CIVIL LINES branch of Punjab & Sind Bank located in AMRITSAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0000102 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000102 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000102 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab & Sind Bank CIVIL LINES Branch

The CIVIL LINES branch of Punjab & Sind Bank is situated in AMRITSAR, PUNJAB. The branch address is 12-LAWRENCE ROAD, CIVIL LINES AMRITSAR-143001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911832221675. Always use the IFSC code PSIB0000102 when making any online fund transfer to an account held at this branch.

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