Punjab & Sind Bank — SULARGHARAT Branch

SANGRUR, PUNJAB

IFSC Code PSIB0000097
MICR Code 148023014

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Punjab & Sind Bank
Branch Name SULARGHARAT
IFSC Code PSIB0000097
MICR Code 148023014
SWIFT Code N/A
Address SULAR GHRAT, DISTT. SANGRUR , PUNJAB - 148035
City SANGRUR
District SULARGHRAT
State PUNJAB
Contact Number +911676238121

How to Use PSIB0000097 for Money Transfers

The IFSC code PSIB0000097 is specifically assigned to the SULARGHARAT branch of Punjab & Sind Bank located in SANGRUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PSIB0000097 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000097 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000097 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Punjab & Sind Bank SULARGHARAT Branch

The SULARGHARAT branch of Punjab & Sind Bank is situated in SANGRUR, PUNJAB. The branch address is SULAR GHRAT, DISTT. SANGRUR , PUNJAB - 148035. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911676238121. Always use the IFSC code PSIB0000097 when making any online fund transfer to an account held at this branch.

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