Karnataka Gramin Bank — B T CROSS Branch

How to Use PKGB0010531 for Money Transfers

The IFSC code PKGB0010531 is specifically assigned to the B T CROSS branch of Karnataka Gramin Bank located in CHITRADURGA, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PKGB0010531 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PKGB0010531 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PKGB0010531 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Karnataka Gramin Bank B T CROSS Branch

The B T CROSS branch of Karnataka Gramin Bank is situated in CHITRADURGA, KARNATAKA. The branch address is THE MANAGER,KARNATAKA GRAMEENA BANK,B T CROSS BRANCH,MOLAKALMURU TALUK,CHITRADURGA DISTRICT,PIN577 540. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918198212589. Always use the IFSC code PKGB0010531 when making any online fund transfer to an account held at this branch.