— RTGS-HO Branch

BANGALORE, KARNATAKA

IFSC Code PHNP0000001
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name
Branch Name RTGS-HO
IFSC Code PHNP0000001
MICR Code N/A
SWIFT Code N/A
Address 5TH FLOOR,81/1,SALARPURIA SOFTZONE,BELLANDUR,BANGALORE,KARNATAKA
City BANGALORE
District BANGALORE
State KARNATAKA
Contact Number Not Available

How to Use PHNP0000001 for Money Transfers

The IFSC code PHNP0000001 is specifically assigned to the RTGS-HO branch of located in BANGALORE, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use PHNP0000001 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PHNP0000001 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PHNP0000001 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About RTGS-HO Branch

The RTGS-HO branch of is situated in BANGALORE, KARNATAKA. The branch address is 5TH FLOOR,81/1,SALARPURIA SOFTZONE,BELLANDUR,BANGALORE,KARNATAKA. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code PHNP0000001 when making any online fund transfer to an account held at this branch.

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