Nasik Merchants Co-operative Bank — SURAT Branch

How to Use NMCB0000044 for Money Transfers

The IFSC code NMCB0000044 is specifically assigned to the SURAT branch of Nasik Merchants Co-operative Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use NMCB0000044 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use NMCB0000044 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require NMCB0000044 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Nasik Merchants Co-operative Bank SURAT Branch

The SURAT branch of Nasik Merchants Co-operative Bank is situated in SURAT, GUJARAT. The branch address is C.S.NO 868, TP 6, FP 264/P , SHRI JAI MARUTI COMPLEX,UDHANA DARWAJA, RING ROAD,NEAR GUJRAT SAMACHAR PRESS, SURAT DIST.-SURAT (GUJARAT) 395002. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +912612631670. Always use the IFSC code NMCB0000044 when making any online fund transfer to an account held at this branch.