NKGSB Co-operative Bank — DHARWAD Branch

How to Use NKGS0000078 for Money Transfers

The IFSC code NKGS0000078 is specifically assigned to the DHARWAD branch of NKGSB Co-operative Bank located in DHARWAD, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use NKGS0000078 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use NKGS0000078 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require NKGS0000078 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About NKGSB Co-operative Bank DHARWAD Branch

The DHARWAD branch of NKGSB Co-operative Bank is situated in DHARWAD, KARNATAKA. The branch address is COURT CIRCLE, KALAL BUILDING, NEXT TO IDBI CENTRE, LINE BAZAR, DHARWAD 580 001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9183862444074. Always use the IFSC code NKGS0000078 when making any online fund transfer to an account held at this branch.