North East Small Finance Bank — SARAMSA Branch
GANGTOK, SIKKIM
Available Services
Branch Details
| Bank Name | North East Small Finance Bank |
|---|---|
| Branch Name | SARAMSA |
| IFSC Code | NESF0000164 |
| MICR Code | 737773003 |
| SWIFT Code | N/A |
| Address | TAMBUTAR,NONDOK BLOCK,PO.RANIPOOL,PS.RANIPOOL,DIST.GANGTOK,737135 |
| City | GANGTOK |
| District | SARAMSA |
| State | SIKKIM |
| Contact Number | Not Available |
How to Use NESF0000164 for Money Transfers
The IFSC code NESF0000164 is specifically assigned to the SARAMSA branch of North East Small Finance Bank located in GANGTOK, SIKKIM. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use NESF0000164 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use NESF0000164 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require NESF0000164 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About North East Small Finance Bank SARAMSA Branch
The SARAMSA branch of North East Small Finance Bank is situated in GANGTOK, SIKKIM. The branch address is TAMBUTAR,NONDOK BLOCK,PO.RANIPOOL,PS.RANIPOOL,DIST.GANGTOK,737135. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code NESF0000164 when making any online fund transfer to an account held at this branch.
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