Mumbai District Central Co-operative Bank — GORAI Branch

How to Use MDCB0680028 for Money Transfers

The IFSC code MDCB0680028 is specifically assigned to the GORAI branch of Mumbai District Central Co-operative Bank located in MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use MDCB0680028 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use MDCB0680028 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require MDCB0680028 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Mumbai District Central Co-operative Bank GORAI Branch

The GORAI branch of Mumbai District Central Co-operative Bank is situated in MUMBAI, MAHARASHTRA. The branch address is GORAI INDRAPRASTHA CO-OP.HSG.STY.LTD.,PLOT NO.90, R.S.C. 37, GORAI - 2,MHADA, D. P. ROAD,BORIVALI (W), GORAI,MUMBAI - 400 092.. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918976754228. Always use the IFSC code MDCB0680028 when making any online fund transfer to an account held at this branch.