Mahanagar Co-operative Bank — ALEPHATA Branch

How to Use MCBL0960079 for Money Transfers

The IFSC code MCBL0960079 is specifically assigned to the ALEPHATA branch of Mahanagar Co-operative Bank located in PUNE, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use MCBL0960079 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use MCBL0960079 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require MCBL0960079 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Mahanagar Co-operative Bank ALEPHATA Branch

The ALEPHATA branch of Mahanagar Co-operative Bank is situated in PUNE, MAHARASHTRA. The branch address is ONKAR PLAZA,1ST FLOOR,GAT NO.2982 AND 2983,KALYAN NAGAR ROAD,ALEPHATA,TAL.JUNNAR,DIST.PUNE 412411. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912224710821. Always use the IFSC code MCBL0960079 when making any online fund transfer to an account held at this branch.