Mahanagar Co-operative Bank — LALBAUG Branch

How to Use MCBL0960007 for Money Transfers

The IFSC code MCBL0960007 is specifically assigned to the LALBAUG branch of Mahanagar Co-operative Bank located in GREATER MUMBAI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use MCBL0960007 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use MCBL0960007 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require MCBL0960007 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Mahanagar Co-operative Bank LALBAUG Branch

The LALBAUG branch of Mahanagar Co-operative Bank is situated in GREATER MUMBAI, MAHARASHTRA. The branch address is HIRAMANI SUPER MARKET BLDG., DR.B.A.ROAD, LALBAUG, MUMBAI-400012.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912224710519. Always use the IFSC code MCBL0960007 when making any online fund transfer to an account held at this branch.