Karad Urban Co-operative Bank — RATNAGIRI Branch

How to Use KUCB0488079 for Money Transfers

The IFSC code KUCB0488079 is specifically assigned to the RATNAGIRI branch of Karad Urban Co-operative Bank located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KUCB0488079 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KUCB0488079 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KUCB0488079 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Karad Urban Co-operative Bank RATNAGIRI Branch

The RATNAGIRI branch of Karad Urban Co-operative Bank is situated in RATNAGIRI, MAHARASHTRA. The branch address is SAMRAT SHOPPING CENTRE,GALA NO-1,MARUTI MANDIR,KOLHAPUR-RATNAGIRI ROAD,RATNAGIRI,415612. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919112200603. Always use the IFSC code KUCB0488079 when making any online fund transfer to an account held at this branch.