Kerala State Co-operative Bank — MUNDAKAYAM Branch

How to Use KSBK0001316 for Money Transfers

The IFSC code KSBK0001316 is specifically assigned to the MUNDAKAYAM branch of Kerala State Co-operative Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KSBK0001316 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KSBK0001316 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KSBK0001316 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kerala State Co-operative Bank MUNDAKAYAM Branch

The MUNDAKAYAM branch of Kerala State Co-operative Bank is situated in KOTTAYAM, KERALA. The branch address is 21/641,MUNDAKAYAM,KOTTAYAM PIN 686513. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +914828272517. Always use the IFSC code KSBK0001316 when making any online fund transfer to an account held at this branch.