Kerala Gramin Bank — KARUKACHAL Branch

How to Use KLGB0040584 for Money Transfers

The IFSC code KLGB0040584 is specifically assigned to the KARUKACHAL branch of Kerala Gramin Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KLGB0040584 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KLGB0040584 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KLGB0040584 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kerala Gramin Bank KARUKACHAL Branch

The KARUKACHAL branch of Kerala Gramin Bank is situated in KOTTAYAM, KERALA. The branch address is PALAKUNNEL BUILDING,MALLAPPALLY ROAD,P.O.KARUKACHAL,KOTTAYAM,KERALA,PIN 686540. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914812488543. Always use the IFSC code KLGB0040584 when making any online fund transfer to an account held at this branch.