Kotak Mahindra Bank — RATLAM NEW ROAD Branch

How to Use KKBK0005981 for Money Transfers

The IFSC code KKBK0005981 is specifically assigned to the RATLAM NEW ROAD branch of Kotak Mahindra Bank located in RATLAM, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0005981 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0005981 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0005981 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank RATLAM NEW ROAD Branch

The RATLAM NEW ROAD branch of Kotak Mahindra Bank is situated in RATLAM, MADHYA PRADESH. The branch address is KOTAK MAHINDRA BANK LTD 16 45 RATLAM PLAZA NEW ROAD RATLAM 457001 MADHYA PRADESH. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0005981 when making any online fund transfer to an account held at this branch.