Kotak Mahindra Bank — SHIMLA BRANCH Branch

How to Use KKBK0004397 for Money Transfers

The IFSC code KKBK0004397 is specifically assigned to the SHIMLA BRANCH branch of Kotak Mahindra Bank located in SHIMLA, HIMACHAL PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004397 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004397 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004397 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank SHIMLA BRANCH Branch

The SHIMLA BRANCH branch of Kotak Mahindra Bank is situated in SHIMLA, HIMACHAL PRADESH. The branch address is GR FLR FIRST FLR AND SECOND FLR JAIN ASHRAM OPP H P TOURISM LIFT MALL SHIMLA HIMACHAL PRADESH 171001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004397 when making any online fund transfer to an account held at this branch.