Kotak Mahindra Bank — DHIR BRANCH Branch

How to Use KKBK0004102 for Money Transfers

The IFSC code KKBK0004102 is specifically assigned to the DHIR BRANCH branch of Kotak Mahindra Bank located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004102 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004102 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004102 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank DHIR BRANCH Branch

The DHIR BRANCH branch of Kotak Mahindra Bank is situated in GURDASPUR, PUNJAB. The branch address is PART OF GR FLOOR PROPERTY NO IE101 GT RD POST BATALA CITY DIST GURDASPUR PUNJAB PIN 143505. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004102 when making any online fund transfer to an account held at this branch.