Kotak Mahindra Bank — SAMRALA Branch

LUDHIANA, PUNJAB

IFSC Code KKBK0004088
MICR Code 141485251

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Kotak Mahindra Bank
Branch Name SAMRALA
IFSC Code KKBK0004088
MICR Code 141485251
SWIFT Code N/A
Address KHATA NO 842 871 KHASRA NO 53 57 0 10 CHANDIGARH ROAD SAMRALA 141114
City LUDHIANA
District SAMRALA
State PUNJAB
Contact Number +9118602662666

How to Use KKBK0004088 for Money Transfers

The IFSC code KKBK0004088 is specifically assigned to the SAMRALA branch of Kotak Mahindra Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004088 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004088 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004088 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Kotak Mahindra Bank SAMRALA Branch

The SAMRALA branch of Kotak Mahindra Bank is situated in LUDHIANA, PUNJAB. The branch address is KHATA NO 842 871 KHASRA NO 53 57 0 10 CHANDIGARH ROAD SAMRALA 141114. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004088 when making any online fund transfer to an account held at this branch.

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