Kotak Mahindra Bank — MUKTSAR Branch

How to Use KKBK0004076 for Money Transfers

The IFSC code KKBK0004076 is specifically assigned to the MUKTSAR branch of Kotak Mahindra Bank located in MUKTSAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004076 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004076 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004076 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank MUKTSAR Branch

The MUKTSAR branch of Kotak Mahindra Bank is situated in MUKTSAR, PUNJAB. The branch address is SCF 51 NEW GRAIN MARKET SHRI MUKTSAR SAHIB MUKTSAR 152026 MUKTSAR DIST PUNJAB. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004076 when making any online fund transfer to an account held at this branch.