Kotak Mahindra Bank — LOHARKA BRANCH Branch

How to Use KKBK0004005 for Money Transfers

The IFSC code KKBK0004005 is specifically assigned to the LOHARKA BRANCH branch of Kotak Mahindra Bank located in AMRITSAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004005 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004005 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004005 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank LOHARKA BRANCH Branch

The LOHARKA BRANCH branch of Kotak Mahindra Bank is situated in AMRITSAR, PUNJAB. The branch address is GRD FLR SCO 96 BLOCK B DIST SHOPPING CMPLX LOHARKA RANJIT AVENUE TEHSIL AJNALA AMRITSAR PB 143001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004005 when making any online fund transfer to an account held at this branch.