Kotak Mahindra Bank — SUNDER NAGAR BRANCH Branch

How to Use KKBK0003907 for Money Transfers

The IFSC code KKBK0003907 is specifically assigned to the SUNDER NAGAR BRANCH branch of Kotak Mahindra Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0003907 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0003907 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0003907 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank SUNDER NAGAR BRANCH Branch

The SUNDER NAGAR BRANCH branch of Kotak Mahindra Bank is situated in LUDHIANA, PUNJAB. The branch address is GROUND FLOOR B 24 2594 KHASRA NO 4985 32 4986 32 4987 32 TARAF SAIDAN JAGAT NAGAR ALSO KNOWN AS SUNDER NAGAR LUDHIANA PUNJAB 141007. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0003907 when making any online fund transfer to an account held at this branch.