Kotak Mahindra Bank — KUMBHARIA BRANCH Branch

How to Use KKBK0002865 for Money Transfers

The IFSC code KKBK0002865 is specifically assigned to the KUMBHARIA BRANCH branch of Kotak Mahindra Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0002865 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0002865 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0002865 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank KUMBHARIA BRANCH Branch

The KUMBHARIA BRANCH branch of Kotak Mahindra Bank is situated in SURAT, GUJARAT. The branch address is SHOP NO G1 G2 TIMES GALLERIA NR SAROLI GATE SURAT KADODARA RD CHORASI DIST SURAT GUJ 395010. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0002865 when making any online fund transfer to an account held at this branch.