Kotak Mahindra Bank — MUMBAI KANDIVALI LOKHANDWALA Branch

How to Use KKBK0001397 for Money Transfers

The IFSC code KKBK0001397 is specifically assigned to the MUMBAI KANDIVALI LOKHANDWALA branch of Kotak Mahindra Bank located in MUMBAI SUBURBAN, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0001397 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0001397 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0001397 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank MUMBAI KANDIVALI LOKHANDWALA Branch

The MUMBAI KANDIVALI LOKHANDWALA branch of Kotak Mahindra Bank is situated in MUMBAI SUBURBAN, MAHARASHTRA. The branch address is PUSHKAR ACCORD LOKHANDWALA TOWNSHIP AKURLI ROAD KANDIVALI EAST MUMBAI MAHARASHTRA 400101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0001397 when making any online fund transfer to an account held at this branch.