Karnataka Bank — PAYYANNUR Branch

KANNUR, KERALA

IFSC Code KARB0000640
MICR Code 670052152

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Karnataka Bank
Branch Name PAYYANNUR
IFSC Code KARB0000640
MICR Code 670052152
SWIFT Code N/A
Address FIRST FLOOR,CITY TOWER,NEW BUS STAND ROAD,NEW PAYYANNUR MUNCIPALITY,PAYYANNUR-670307
City KANNUR
District PAYYANNUR
State KERALA
Contact Number Not Available

How to Use KARB0000640 for Money Transfers

The IFSC code KARB0000640 is specifically assigned to the PAYYANNUR branch of Karnataka Bank located in KANNUR, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KARB0000640 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000640 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000640 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Karnataka Bank PAYYANNUR Branch

The PAYYANNUR branch of Karnataka Bank is situated in KANNUR, KERALA. The branch address is FIRST FLOOR,CITY TOWER,NEW BUS STAND ROAD,NEW PAYYANNUR MUNCIPALITY,PAYYANNUR-670307. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code KARB0000640 when making any online fund transfer to an account held at this branch.

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