Karnataka Bank — LAKSHMESHWAR Branch
GADAG, KARNATAKA
Available Services
Branch Details
| Bank Name | Karnataka Bank |
|---|---|
| Branch Name | LAKSHMESHWAR |
| IFSC Code | KARB0000631 |
| MICR Code | 582052504 |
| SWIFT Code | N/A |
| Address | D.NO.5307/B/1B,BUS STAND ROAD,LAKSHMESHWAR,SHIRAHATTI TALUK |
| City | GADAG |
| District | LAKSHMESHWAR |
| State | KARNATAKA |
| Contact Number | +918372233970 |
How to Use KARB0000631 for Money Transfers
The IFSC code KARB0000631 is specifically assigned to the LAKSHMESHWAR branch of Karnataka Bank located in GADAG, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use KARB0000631 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000631 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000631 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Karnataka Bank LAKSHMESHWAR Branch
The LAKSHMESHWAR branch of Karnataka Bank is situated in GADAG, KARNATAKA. The branch address is D.NO.5307/B/1B,BUS STAND ROAD,LAKSHMESHWAR,SHIRAHATTI TALUK. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918372233970. Always use the IFSC code KARB0000631 when making any online fund transfer to an account held at this branch.
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