Karnataka Bank — KHAMMAM AP Branch

How to Use KARB0000431 for Money Transfers

The IFSC code KARB0000431 is specifically assigned to the KHAMMAM AP branch of Karnataka Bank located in KHAMMAM, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KARB0000431 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000431 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000431 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Karnataka Bank KHAMMAM AP Branch

The KHAMMAM AP branch of Karnataka Bank is situated in KHAMMAM, ANDHRA PRADESH. The branch address is 11-1-22/A,IST FLOOR,DR.R JAYACHANDRA REDDY COMPLEX,WYRA ROAD,MAYURI CENTRE,KHAMMAM, PIN - 507001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918742242544. Always use the IFSC code KARB0000431 when making any online fund transfer to an account held at this branch.