Karnataka Bank — GANGTOK Branch

EAST SIKKIM, SIKKIM

IFSC Code KARB0000282
MICR Code 737052002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Karnataka Bank
Branch Name GANGTOK
IFSC Code KARB0000282
MICR Code 737052002
SWIFT Code N/A
Address MUNDRA BUILDING,M G MARG,GANGTOK-737101
City EAST SIKKIM
District GANGTOK
State SIKKIM
Contact Number +918001191887

How to Use KARB0000282 for Money Transfers

The IFSC code KARB0000282 is specifically assigned to the GANGTOK branch of Karnataka Bank located in EAST SIKKIM, SIKKIM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KARB0000282 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000282 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000282 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Karnataka Bank GANGTOK Branch

The GANGTOK branch of Karnataka Bank is situated in EAST SIKKIM, SIKKIM. The branch address is MUNDRA BUILDING,M G MARG,GANGTOK-737101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918001191887. Always use the IFSC code KARB0000282 when making any online fund transfer to an account held at this branch.

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