Karnataka Bank — CHANDIGARH PUNJAB Branch

CHANDIGARH, PUNJAB

IFSC Code KARB0000146
MICR Code 160052001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Karnataka Bank
Branch Name CHANDIGARH PUNJAB
IFSC Code KARB0000146
MICR Code 160052001
SWIFT Code N/A
Address SCO NO 2917-18,SECTOR 22-C,CHANDIGARH, PIN - 160022
City CHANDIGARH
District CHANDIGARH
State PUNJAB
Contact Number +911722712219

How to Use KARB0000146 for Money Transfers

The IFSC code KARB0000146 is specifically assigned to the CHANDIGARH PUNJAB branch of Karnataka Bank located in CHANDIGARH, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KARB0000146 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KARB0000146 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KARB0000146 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Karnataka Bank CHANDIGARH PUNJAB Branch

The CHANDIGARH PUNJAB branch of Karnataka Bank is situated in CHANDIGARH, PUNJAB. The branch address is SCO NO 2917-18,SECTOR 22-C,CHANDIGARH, PIN - 160022. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911722712219. Always use the IFSC code KARB0000146 when making any online fund transfer to an account held at this branch.

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