Kallappanna Awade Ichalkaranji Janata Sahakari Bank — NIPANI Branch

How to Use KAIJ0000045 for Money Transfers

The IFSC code KAIJ0000045 is specifically assigned to the NIPANI branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank located in BELGAUM, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KAIJ0000045 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KAIJ0000045 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KAIJ0000045 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kallappanna Awade Ichalkaranji Janata Sahakari Bank NIPANI Branch

The NIPANI branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank is situated in BELGAUM, KARNATAKA. The branch address is CMS NO. 912 SATWAI ROAD, NIPANI TAL. CHIKODI, DIST. BELGAUM 591237. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918338222744. Always use the IFSC code KAIJ0000045 when making any online fund transfer to an account held at this branch.