Kallappanna Awade Ichalkaranji Janata Sahakari Bank — AJRA Branch

How to Use KAIJ0000015 for Money Transfers

The IFSC code KAIJ0000015 is specifically assigned to the AJRA branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank located in KOLHAPUR, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KAIJ0000015 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KAIJ0000015 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KAIJ0000015 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kallappanna Awade Ichalkaranji Janata Sahakari Bank AJRA Branch

The AJRA branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank is situated in KOLHAPUR, MAHARASHTRA. The branch address is DATTARAJ BUILDING, MAIN ROAD, AJARA 416505. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9123232246283. Always use the IFSC code KAIJ0000015 when making any online fund transfer to an account held at this branch.