Jana Small Finance Bank — BARAGRAM Branch

How to Use JSFB0004893 for Money Transfers

The IFSC code JSFB0004893 is specifically assigned to the BARAGRAM branch of Jana Small Finance Bank located in GANJAM, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JSFB0004893 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JSFB0004893 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JSFB0004893 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Jana Small Finance Bank BARAGRAM Branch

The BARAGRAM branch of Jana Small Finance Bank is situated in GANJAM, ODISHA. The branch address is JANA SMALL FINANCE BANK,GRAM PANCHAYAT OFFICE BARAGAM,PO BD PUR,DIST GANJAM,STATEODISHA,PIN 761120. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918637213257. Always use the IFSC code JSFB0004893 when making any online fund transfer to an account held at this branch.