Janata Sahakari Bank (Pune) — SHIVAJI NAGAR RATNAGIRI Branch

How to Use JSBP0000023 for Money Transfers

The IFSC code JSBP0000023 is specifically assigned to the SHIVAJI NAGAR RATNAGIRI branch of Janata Sahakari Bank (Pune) located in RATNAGIRI, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JSBP0000023 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JSBP0000023 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JSBP0000023 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Janata Sahakari Bank (Pune) SHIVAJI NAGAR RATNAGIRI Branch

The SHIVAJI NAGAR RATNAGIRI branch of Janata Sahakari Bank (Pune) is situated in RATNAGIRI, MAHARASHTRA. The branch address is S.NO. 234 (PART), C.T.S.NO -. 168,NACHANE GAON, RATNAGIRI - 415612.,E-MAIL SHIVAJINAGARRATNAGIRI AT JANATABANKPUNE.COM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912352222621. Always use the IFSC code JSBP0000023 when making any online fund transfer to an account held at this branch.