Jammu and Kashmir Bank — MAGAM HANDWARA Branch
KUPWARA, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Jammu and Kashmir Bank |
|---|---|
| Branch Name | MAGAM HANDWARA |
| IFSC Code | JAKA0SMOOTH |
| MICR Code | 193051303 |
| SWIFT Code | N/A |
| Address | MAIN CHOWK MAGAM |
| City | KUPWARA |
| District | KUPWARA |
| State | JAMMU AND KASHMIR |
| Contact Number | +917298004574 |
How to Use JAKA0SMOOTH for Money Transfers
The IFSC code JAKA0SMOOTH is specifically assigned to the MAGAM HANDWARA branch of Jammu and Kashmir Bank located in KUPWARA, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use JAKA0SMOOTH when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0SMOOTH along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0SMOOTH when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Jammu and Kashmir Bank MAGAM HANDWARA Branch
The MAGAM HANDWARA branch of Jammu and Kashmir Bank is situated in KUPWARA, JAMMU AND KASHMIR. The branch address is MAIN CHOWK MAGAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917298004574. Always use the IFSC code JAKA0SMOOTH when making any online fund transfer to an account held at this branch.
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