Jammu and Kashmir Bank — MALAD Branch

How to Use JAKA0MALAAD for Money Transfers

The IFSC code JAKA0MALAAD is specifically assigned to the MALAD branch of Jammu and Kashmir Bank located in MUMBAI SUB URBAN, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0MALAAD when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0MALAAD along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0MALAAD when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Jammu and Kashmir Bank MALAD Branch

The MALAD branch of Jammu and Kashmir Bank is situated in MUMBAI SUB URBAN, MAHARASHTRA. The branch address is MALAD,POST OFFICE MALAD (WEST),TEHSIL BORIVALI, DISTRICT MUMBAI SUB-URBAN, PIN 400064, LANDMARK PRAHLADARI DALMIA LIONS COLLEGE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919419646401. Always use the IFSC code JAKA0MALAAD when making any online fund transfer to an account held at this branch.