Jammu and Kashmir Bank — KOCHI Branch

ERNAKULAM, KERALA

IFSC Code JAKA0KUCHIE
MICR Code 682051002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jammu and Kashmir Bank
Branch Name KOCHI
IFSC Code JAKA0KUCHIE
MICR Code 682051002
SWIFT Code N/A
Address ERNAKULAM, M.G ROAD
City ERNAKULAM
District ERNAKULAM
State KERALA
Contact Number +914842381073

How to Use JAKA0KUCHIE for Money Transfers

The IFSC code JAKA0KUCHIE is specifically assigned to the KOCHI branch of Jammu and Kashmir Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0KUCHIE when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0KUCHIE along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0KUCHIE when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jammu and Kashmir Bank KOCHI Branch

The KOCHI branch of Jammu and Kashmir Bank is situated in ERNAKULAM, KERALA. The branch address is ERNAKULAM, M.G ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914842381073. Always use the IFSC code JAKA0KUCHIE when making any online fund transfer to an account held at this branch.

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