Jammu and Kashmir Bank — KHAG Branch

BUDGAM, JAMMU AND KASHMIR

IFSC Code JAKA0KHAAGH
MICR Code 191051010

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jammu and Kashmir Bank
Branch Name KHAG
IFSC Code JAKA0KHAAGH
MICR Code 191051010
SWIFT Code N/A
Address KHAGH, BUDGAM
City BUDGAM
District BUDGAM
State JAMMU AND KASHMIR
Contact Number +91195215357

How to Use JAKA0KHAAGH for Money Transfers

The IFSC code JAKA0KHAAGH is specifically assigned to the KHAG branch of Jammu and Kashmir Bank located in BUDGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0KHAAGH when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0KHAAGH along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0KHAAGH when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jammu and Kashmir Bank KHAG Branch

The KHAG branch of Jammu and Kashmir Bank is situated in BUDGAM, JAMMU AND KASHMIR. The branch address is KHAGH, BUDGAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91195215357. Always use the IFSC code JAKA0KHAAGH when making any online fund transfer to an account held at this branch.

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