Jammu and Kashmir Bank — KANIDAJAN Branch

BUDGAM, JAMMU AND KASHMIR

IFSC Code JAKA0KANIDA
MICR Code 191051036

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jammu and Kashmir Bank
Branch Name KANIDAJAN
IFSC Code JAKA0KANIDA
MICR Code 191051036
SWIFT Code N/A
Address KANIDAJAN,DISTRICT BUDGAM,J AND K PIN 191112
City BUDGAM
District BUDGAM
State JAMMU AND KASHMIR
Contact Number +911957041096

How to Use JAKA0KANIDA for Money Transfers

The IFSC code JAKA0KANIDA is specifically assigned to the KANIDAJAN branch of Jammu and Kashmir Bank located in BUDGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0KANIDA when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0KANIDA along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0KANIDA when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jammu and Kashmir Bank KANIDAJAN Branch

The KANIDAJAN branch of Jammu and Kashmir Bank is situated in BUDGAM, JAMMU AND KASHMIR. The branch address is KANIDAJAN,DISTRICT BUDGAM,J AND K PIN 191112. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911957041096. Always use the IFSC code JAKA0KANIDA when making any online fund transfer to an account held at this branch.

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