Jammu and Kashmir Bank — KAGHOTE Branch

UDHAMPUR, JAMMU AND KASHMIR

IFSC Code JAKA0KAGHOT
MICR Code 182051037

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jammu and Kashmir Bank
Branch Name KAGHOTE
IFSC Code JAKA0KAGHOT
MICR Code 182051037
SWIFT Code N/A
Address KAGHOTE,PO KAGHOTE,TEHSIL RAMNAGAR,DISTRICT UDHAMPUR
City UDHAMPUR
District UDHAMPUR
State JAMMU AND KASHMIR
Contact Number +919419970475

How to Use JAKA0KAGHOT for Money Transfers

The IFSC code JAKA0KAGHOT is specifically assigned to the KAGHOTE branch of Jammu and Kashmir Bank located in UDHAMPUR, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0KAGHOT when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0KAGHOT along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0KAGHOT when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jammu and Kashmir Bank KAGHOTE Branch

The KAGHOTE branch of Jammu and Kashmir Bank is situated in UDHAMPUR, JAMMU AND KASHMIR. The branch address is KAGHOTE,PO KAGHOTE,TEHSIL RAMNAGAR,DISTRICT UDHAMPUR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919419970475. Always use the IFSC code JAKA0KAGHOT when making any online fund transfer to an account held at this branch.

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